What does Steel Erectors Cover do?
Steel Erectors Cover Insurance protects you against any injury caused to your customers or the public or damage caused to their property as a result of your work. It will cover you and your employees against accident, injury or death sustained while working for you. If anything were to happen, the legal paper work can be overwhelming as well as the cost, which, without the correct insurance in place, could put you out of business.
What Cover does Steel Erectors Policy provide?
Steel workers can face lawsuits from all angles. At Bruce Burke we can arrange a policy that is tailored to your needs. This way all your insurance information is in once place with only one renewal date to remember. Some of the cover we can provide are:
- Steel Erectors Employers Liability Insurance – If you employ anyone that works in the UK, you are required by law to have at least £5m worth of cover. Employers Liability Insurance became a legal requirement in 1972 as a direct result of the 1969 Employers Liability Act.
- Steel Erectors Public Liability Insurance – Public Liability Cover should be considered if members of the public, clients or customers visit your premises. If you’re based at home and customers sometimes visit you there, Public Liability cover might also be appropriate. If your business does not have Public Liability Insurance in place and you get sued for compensation then you will be liable to pay the full amount of the claim. If you are not able to cover the costs of the claim then you may lose your business and potentially other assets including your home.
- Motor Fleet Insurance – If you have 3 or more work vehicles then Motor Fleet Insurance is a cost effective way of making sure that all your vehicles and drivers have the correct cover in place, in case any damage or accidents should occur.
- Legal Expenses Insurance – Legal Expenses Insurance covers the cost of defending legal claims that could be made against you or your business. These can include solicitors’ fees, the cost of barristers and expert witnesses, court costs and claimants’ awards in civil cases.