At Bruce Burke we use specialist underwriters who provide a one stop shop for any contracted electricians’ insurance policy. Like many other trades, electrical contractors require the essential following cover:

 

  • Employers Liability
  • Public and Product Liability
  • Professional Indemnity
  • Contractors All Risks
  • All Risks Property
  • Business Interruption
  • Personal Accident
  • Office Insurance

 

However, due to the technical nature of these trades there may also be requirements for:

 

  • Professional Negligence
  • Financial Loss
  • Efficacy
  • Loss of Keys
  • Fidelity Bonding

 

 

What we do is make sure that all electrical contractors will be covered under an umbrella policy that will take all of these necessities into consideration. Our underwriters calculate premiums using factors such as turnover and wage roll whilst figures for manual employees on PAYE, Labour only sub-contractors and bonafide sub-contractors will also be required.
Any accreditations may also assist in negotiations with underwriters.
To get a quote for electricians insurance contact us today!