Not all electrical contractors are the same and not all insurance is the same. Purchasing your insurance with Bruce Burke means that you will be getting an insurance package that is suitable to your business.
At Bruce Burke we work with specialist underwriters to provide electrical contractors’ insurance packages designed for domestic, commercial and industrial electrical work. Policies are flexible and tailored to suit your business.
Essential cover for electrical contractors
There are some elements of your insurance that will be applicable to all electrical contractors, as listed below. These will make up the core of your insurance package with Bruce Burke.
Employers Liability
Public and Product Liability
Professional Indemnity
Contractors All Risks
All Risks Property
Business Interruption
Personal Accident
Office Insurance
Extras tailored to your needs
Due to the technical nature of your work, and the different specialty areas that you might focus on, it may be required for you to have extra cover to fully protect you and your business from liability.
Some of our optional extras include:
Professional Negligence
Financial Loss
Efficacy
Loss of Keys
Fidelity Bonding
Bruce Burke working with you
The team at Bruce Burke will make sure that all electrical contractors will be covered under an umbrella policy that will take all of these necessities into consideration.
Our underwriters calculate premiums using factors such as turnover and wage roll. As well as figures for manual employees on PAYE, Labour only sub-contractors and bonafide sub-contractors. Our team will work with you to collect this information accurately to make sure that you have the right level of cover for your business. We may also ask you about any accreditations you have or many membership bodies you are a part of, because some underwriters look favourably on this and it may help to reduce your premium.
To get a quote for electricians insurance contact our team today on 020 8597 2515.
