Why is roofer insurance important?
As a roofer, insurance should be at the top of your agenda. You run a potentially dangerous business – that could involve employees falling from rooftops, or tools dropping onto members of the public from a great height. So it’s good practice to ensure that you, your employees, your customers and their properties are properly protected should something go wrong.
There are various types of roofer insurance for you to consider – some of which you must have by law, and others that are optional. Bruce Burke & Co Ltd can help you search through the most suitable roofer insurance quotes, and may be able to save you money on your premiums too.
Do I need certain types of cover for roofers?
To help you choose roofer insurance, the following list shows the types of cover you will need:
Roofer Employers Liability Insurance: If you employ anyone as a roofer, Employers Liability Insurance is a must. As a UK employer you need to have at least £5m of cover, in case an employee is injured, killed or contracts an illness as a result of their work.
Roofer Public Liability Insurance: As you work on other people’s property day in, day out, it’s important to make sure that any injury to a member of the public, or to their property, can be covered. Typically, you need between £1m and £5m of cover, but this amount will vary depending on your annual turnover.
Public and Employers Liability: It’s worth considering the option of Roofer Public Liability Insurance combined with Employers Liability Insurance – buying the two together could save you money.
Roofer Tradesman Insurance: As a trade company you need to protect yourself from all eventualities. Tradesman Insurance can include all of the above cover in one policy. It can also have the advantage of adding protection for your tools – in case they are stolen or are damaged (wear and tear not included) – and can sometimes cover the cost should trade materials or products let you down. Not only is it an efficient way of insuring, it could also save you money if you package all your cover under one policy.
Can Bruce Burke & Co Ltd help me find roofer insurance quotes?
It’s easy to buy roofer insurance with Bruce Burke & Co Ltd. Simply fill in your details and we’ll search our panel of commercial insurance companies to find quotes that match your requirements. If you discover some cheap roofer insurance quotes, do look over them carefully to ensure that they cover everything your roofing business needs.
Once you have had chance to compare roofer insurance policies, you can then choose the most suitable option and buy it online, using our secure payment facility.